Psyche up for successful retirement saving

Johannesburg - For many, retirement is defined by anxiety and worry, but with the right mental preparation this does not have to be the case, according to Emma Heap, managing director of retail at 10X Investments.

A holistic planning process which evaluates both your material and psychological resources is what's needed to enter this new phase well prepared.

The most important outcome of this planning process is to identify the relationship between your emotions and your decisions, and to assess whether your actions are indeed in your best interests, or simply reactions to your changing circumstances.