The reward programmes of medical aids, such as Discovery, Liberty and Momentum, are structured in such a way that members are encouraged to live more active, healthier lives, for example through the use of discounted gym memberships. finweek takes a look at the main reward programmes* offered by open medical schemes in South Africa.
Discovery Vitality = R199 per month
• Nutritional discount
Up to 25% cash back on HealthyFood items at Pick n Pay or Woolworths.
Join WeightWatchers or Weigh-Less for 30% less.
• Preventative care
Up to 25% cash back on HealthyCare items at Clicks or Dis-Chem.
• Fitness
Up to 25% off health and fitness devices and clothes at Sportsmans Warehouse or Totalsports.
Save up to 100% on your monthly gym fees at Virgin Active or Planet Fitness.
• Travel
Up to 35% off local and international flights on British Airways, Emirates, kulula.com and Qantas, and up to 35% off holiday accommodation.
Up to 50% on holiday accommodation.
Up to 20% off on holiday packages, such as Contiki tours.
Up to 35% cash back on Europcar for vehicle rentals.
• Leisure
Watch movies at discounted prices at Ster-Kinekor. Children watch movies for free before 7PM if their parents have completed a health survey.
Get discount on Big Concert events with a Discovery Card.
Up to 60% off a range of local magazines and newspapers.
• Shopping
Get up to 20% cash back if you buy at outlets that are part of the DiscoveryCard store network.
Momentum Multiply = Single member: R179 per month; family of two: R219 per month; family of three or more: R249 per month
• Fitness
Up to 80% discount off your monthly membership fee at Virgin Active or Planet Fitness.
• Healthcare products
Up to 10% back in Dis-Chem benefit points.
• Travel and accommodation
7.5% to 50% discount on local flights through Mango.
Great discounts on car rental.
25% to 45% discount on accommodation at Protea Hotels and African Pride Hotels.
• Movies
NuMetro movie tickets from just R40.
• Shopping
Up to 40% off at Edgars and up to 25% at Jet.
Multiply Pick n Pay smart shopper points up to four times.
• Insurance
Up to 60% off life cover.
Up to 20% back you short-term insurance premiums.
Up to 50% off Avbob funeral services.
Resolution Health and Spectramed – Zurreal Platinum = R188 per month; member +1: R218 per month; member +2 or more: R248 per month
• Fitness
Up to R8 500 per year on rebates when you visit the gym regularly.
A unique sporting rebate that pays you up to R1 800 per year for taking part in a range of outdoor sporting events.
• Education
Up to R3 500 towards studying instead of gym rebates.
• Travel
Discounts on flights, accommodation and car hire.
Roadside assistance when your car breaks down.
Home Drive service will get you home safely after a night on the town.
• Additional benefits
Discounts from over 3 000 retail outlets.
Free 24/7 legal advice just a call away.
Fedhealth and Bonitas – Sanlam Reality Health = R160 per month for a single member; R200 per month for a family
• Fitness
Up to 60% cash back when joining Virgin Active.
Up to 80% discount on Planet Fitness and Just Gym memberships.
• Entertainment
30 x 2D or 3D Nu Metro movies per month.
Buy four get four tickets at Computicket shows and sport (up to R300).
Buy two meals, get up to R120 off (at selected restaurants).
• Travel
Up to 30% discount on Mango flights.
Up to 10 visits per year to the Bidvest Premier Lounge.
Up to 50% discount at Tempest care hire.
Up to 30% discount on Uber airport transfers.
Up to 30% discount on Protea Hotel accommodation.
*Note that this list is not comprehensive and only shows the main incentives and rewards. If you are interested in signing up for one of these programmes, be sure to contact the relevant provider for the terms and conditions.