This time of the year is synonymous with the term: "shop till we drop". But with local interest rates on the up and global economic growth dampened, South African consumers are well-advised to carefully consider their spending behavior. Lerato Mahlangu, the Founder of PowerMani Club and Peter Dempsey, the deputy chief executive officer of Asisa discuss how to manage your festive spending. finweek Money Matters is a weekly programme aired every Friday 13:00 CAT on CNBC Africa (DSTV Channel 410). The programme focuses on trends, investment analysis and economic debates.