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Cape Town - It is useful to know the types of information contained in your credit report and how to use it for insight and corrective action.
Here is a breakdown of the various types of information contained in the report:
Personal information including your name, address, and place of employment is used to identify you. Previous addresses and places of employment might also be included.
It’s not uncommon to have various spellings of your name. These variations help to maintain the link between your identity and the credit information.
Having different variations of your name and old addresses won't hurt your credit score as long as it's actually your information. Make sure personal information is identifying you and not someone else.
Also on your credit report:
* Your credit summary and score from the credit bureau;
* Defaults and public records;
* Credit enquiries;
* Account history or Payment profile.
(Source: TransUnion)
- Fin24
Help us help you by taking our second annual Debt survey and you could win R3 000, or add your voice by sharing your debt experiences, debt-busting tips and insights. Have a question? Ask our experts.
Here is a breakdown of the various types of information contained in the report:
Personal information including your name, address, and place of employment is used to identify you. Previous addresses and places of employment might also be included.
It’s not uncommon to have various spellings of your name. These variations help to maintain the link between your identity and the credit information.
Having different variations of your name and old addresses won't hurt your credit score as long as it's actually your information. Make sure personal information is identifying you and not someone else.
Also on your credit report:
* Your credit summary and score from the credit bureau;
* Defaults and public records;
* Credit enquiries;
* Account history or Payment profile.
(Source: TransUnion)
- Fin24
Help us help you by taking our second annual Debt survey and you could win R3 000, or add your voice by sharing your debt experiences, debt-busting tips and insights. Have a question? Ask our experts.
