Saving for beginners

An expert shares insights on how to go about saving once you start working.

You don't need to be 'locked' into a contract
A rent-to-own option gives consumers the freedom of not being “locked" into a contract for items ranging from tech devices like cellphones to beds, fridges and furniture.
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Saving tips from the JSE
Many people think it is complicated and expensive to save or invest on channels such as the stock market, says Mpho Ledwaba, head of marketing at the JSE.
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SA's love affair with stokvels still going strong - survey
South Africans prefer informal savings vehicles like stokvels over bank accounts, according to the Old Mutual Saving and Investment Monitor for 2017.
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4 ways you can save up for lobola
Start saving for lobola early to allow enough time to earn returns on your investment. Here are four possible short-term investment tools you can use.
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Homebuyers in their 20s fork out R90k for a deposit
It takes at least two years of diligent saving for homebuyers in their 20s to cough up an average deposit of R92 000, statistics show.
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How to beat petrol price fluctuations
Set aside between 5% and 10% of your monthly petrol spend as a buffer against future price increases, says a personal finance expert.
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Make the most of your savings in a low interest environment
With today's much lower returns, you'll need to save even more and for longer to reach your financial goals.Two experts discuss some of the savings vehicles available.... read more
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Households under pressure to save – survey
Households are finding it increasingly harder to allocate income towards savings, a survey revealed.
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SA's gross rate of saving at shocking 3%
Savings levels of working South Africans is still low at 15%, while the gross rate of savings for the entire population is at a shocking 3%, says an economist.
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SA's slow growth will make it harder to save, warns economist
Squeezed South Africans have only one option to secure their future and that is to save, says an economist.
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Millennials urged to balance long- and short-term savings
Millennials' long-term savings are directed to ensuring their financial freedom, but they are still neglecting saving for retirement, says an expert.
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Why South Africans struggle to save
South Africans are indeed debt-laden, but one of the reasons they struggle to save is impulsive buying behaviour, says a debt expert.
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