How to play retirement catch-up

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Cape Town - Delaying saving for retirement is not uncommon. Other life costs seem more important – there’s a wedding to pay for, a deposit for a new house to put down, a baby, school fees and that holiday you absolutely must take.

And, even for those of us who have been forced to save (thanks to a compulsory pension fund or retirement annuity deductions at work), it might not be enough.

It certainly pays to start saving as early as possible, but if retirement is suddenly closer than you realised and you haven’t saved enough, it’s never too late to start.