A Fin24 user has been paying off his debts, but was still rejected when he applied for a car loan, due to his bad credit record. He writes:
I have an adverse credit record as I was unemployed for a few years.
I recently got a job and started paying off my debts over the past few months in order to clear my credit record. I have done so and am only left with about R600 on my Truworths account. That is the only account left.