Loading...
See More

No luck with legal eagles

Aug 02 2013 15:52
Living with debt

(Shutterstock)

Related Articles

Fees on garnishee orders

Types of garnishee orders

R17 000 for a debt of under R3 000

Tricked into signing for garnishee order

The garnishee problem

How to deal with illegal garnishee orders

 
A Fin24 user is concerned because he cannot get hold of the lawyers he needs to contact to settle his debt. He writes:

I have a garnishee order on my payslip. It has been there for a year now. I have tried contacting the lawyers to get the outstanding balance, but the phone just keeps ringing.

What do I do now, because I am really starting to get worried? I need to settle that loan, but when I phone the financial institute they tell me to contact the lawyers. Please advise.

Moeshfieka Botha, media consultant to national debt counselling firm Credit Matters, responds:

Two things need to be looked at here. If you are having trouble getting in touch with any attorney, then contact the Law Society in your province. Each Law Society will have the updated details of every registered  attorney in the province.

I would also suggest that you make a note of every time you try and contact the attorney or the creditor. Write down the date, time and if relevant, who you have spoken to.

If, however, you are looking to settle your account - and that is why you are asking for your outstanding balance - I would try a different approach with the creditor.

Tell them that you want to settle your outstanding debt with them. They will be very willing to deal with you then.

If your account is paid up with the creditor, your garnishee order will become a matter of law. You can then have it rescinded, because the debt has been paid.

 - Fin24

Tell us your savings stories and you could get published. You could also:

* Write a guest post
* Ask the experts 
 

Follow Fin24 on Twitter, Facebook, Google+ and Pinterest.

money clinic
NEXT ON FIN24X

 
 
 

Read Fin24’s Comments Policy

24.com publishes all comments posted on articles provided that they adhere to our Comments Policy. Should you wish to report a comment for editorial review, please do so by clicking the 'Report Comment' button to the right of each comment.

Comment on this story
0 comments
Add your comment
Comment 0 characters remaining
 

Company Snapshot

We're talking about:

Small Business

Retailers of any shape and size can now unlock the power of mobile transacting.
 

Money Clinic

Money Clinic
Do you have a question about your finances? We'll get an expert opinion.
Click here...
Loading...