Fin24

New cellphone law may lead to lower premiums

2012-07-03 15:58

Cape Town - Stricter laws on cellphone use while driving in Cape Town will probably bring down car insurance premiums, an insurer said on Tuesday.

"This ruling is likely to result in fewer claims being paid due to a decrease in the number of accidents," IntegriSure CEO Helen Szemerei said.

"Fewer claims mean a larger pool of premium funds and should therefore result in a subsequent relief in motor insurance premiums."

According to the new bylaw, which went into effect on Monday, motorists caught talking or texting on their cellphones would be fined R500 and have their phones confiscated for a day.

Safety and security mayoral committee member JP Smith, hoped these measures would "help people get the message" and improve road safety.

He said the new regulations formed part of the provincial road safety campaign to halve road deaths by 2014.

Szemerei said it was crucial to monitor the success of the regulations to determine whether they should be extended to the whole country.

"If it does result in fewer accidents on the roads then we would advocate this legislation being rolled out to all provinces."

She said global studies indicated that texting while driving caused more accidents than talking, as motorists' eyes were taken off the road. Hands-free kits did not solve the problem of texting.

IntegriSure warned motorists that insurance companies might not pay out claims if it could be reliably proven that they had driven negligently or recklessly.

Comments
  • Walter Bland - 2012-07-03 17:08

    Sorry just hold the wheel while i text news 24 - call me a pessimist but i see no decrease in drivers using cell phones by the introduction of this law

      alansmartSnr - 2012-07-03 20:23

      I will bet my house, car and my farm(which I dont realy have) that this legislation will not decrease road accidents or road deaths. Just need to enforce existing rules and laws more diligently and jack up the checking of valid drivers licenses. A guestimate I saw recently suggested that 20% of drivers either do not have a valid license or no license at all

  • Justine Cornil - 2012-07-03 17:33

    It's only brainless, ignorant, selfish idiots who texts or even read a text (article, fb, news24) whilst driving.

      alansmartSnr - 2012-07-03 20:28

      I will bet my house, car and my farm(which I dont realy have) that this legislation will not decrease road accidents or road deaths. Just need to enforce existing rules and laws more diligently and jack up the checking of valid drivers licenses. A guestimate I saw recently suggested that 20% of drivers either do not have a valid license or no license at al

  • syd.harling - 2012-07-03 18:23

    The old law was ok, the problem is that there are no cops out there to catch the idiots doing it. We need better policing not more laws!!!!!!!!!!!!!

  • felix.calitz - 2012-07-03 18:37

    R500 and a day of peace and quiet?? Cheap at the price; should be R5 000 and permanent confiscation of the phone (and loss of driving privileges}. Scare the hell out of the drivers who may just attempt to pick up their cellphone to peep at a message or send a quick SMS... before T-barring the next innocent victim.

  • heinrich.human.71 - 2012-07-03 20:30

    What? Am i reading correctly - insurance companies might not pay out claims if it could be reliiably proven that they had driven negligently or recklessly. Now pardon my ignorance, but, isnt this the reason for me having insurance? Should I, for some reason, rear end another vehicle - then my insurance would not pay? Ridiculous - it seems dont insure with integrisure!

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