Debt Expert - Friedl Kreuser

question

Posted by: K.K | 2013/05/28 09:28

I want to know what are my rights to keep my debt problem from my husband. I don't want him to know.

I am receiving help from my company to resolve my debt problem. I'm married for almost two years. I don't want my husband to know about this. It is not his problem and I feel I need to do this on my own. Do I have the right not to tell him? My manager is putting pressure on me to let my husband know. please advise.

expert answer

Posted by: Friedl Kreuser | 2013/05/30 12:27
Hi KK,

I completely agree with your manager - it is dangerous and unhealthy for a spouse to try and deal with a stressful debt situation alone.

If you are scared of how your husband might react, it could be a good idea to involve an objective third party - like a manager, friend or marriage counsellor - when you break the news. It can be difficult to face up to the facts at first, as you may fear that he will be disappointed, but we believe it is vital for couples to work together in managing their finances - and the related stress - like a unified household. 

However, if you want to keep it to yourself, that is your right - as long as your debt doesn't legally affect him. Keep in mind that, if you are married in community of property, or if any of the debts are in both your names, your husband can be held fully accountable for your debt and your debt behaviour, and it wouldn't be right to keep the facts from him. 

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user comments

Posted by: Luthando Dlamini | 2013/06/12 10:21
Great Advice!
Reply to Luthando Dlamini

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