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    A new kind of teaching is key to boosting small business skills, says Elli Yiannakaris.

  • My good news story

    Kindness to strangers still exists, says Mandi Smallhorne after experiencing an airport mishap.

  • Challenge for workers

    SA's new trade federation must stop the slide into an age of barbarism, says Patrick Craven.

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Personal Budget Planner

Monthly Expenditure
A) Domestic
House rent/bond payment R
Rates R
Water and Electricity R
Insurance R
Telephone R
TV rental/license R
School expenses R
Loans/credit card/HP R
Food and household expenses R
Entertainment R
Other R
Subtotal A R
B) Personal
Life assurance R
Pension/retirement contributions R
Medical expenses R
Transport (bus/train/taxi,etc.) R
Clothing R
Other R
Subtotal B R
C) Car Expenses
Monthly payment R
Insurance R
Servicing/repairs R
Petrol R
Subtotal C R
Income Less Expenses
D) Monthly Income (after deductions)) R
E) Total Monthly Expenses (A+B+C) R
Amount remaining for loan repayments (D-E) R
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